The Case: Greed and Avarice V Sense and Sensibility

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The Case: Greed and Avarice V Sense and Sensibility

Smoothing volatility in the housing market

“Once you get to the essence of anything, it becomes easy to see the problem and rewarding to implement the solution.”

Restoring the housing market is just like that and the benefits of doing this are of National importance.

Who thinks house price booms and busts are fun? We don’t!
The following is a reasoned explanation about how the UK could reduce or smooth-out entirely dangerous and unwanted price volatility.

This submission is given in the belief that if each tenet is checked for usefulness and correctness using the statistics and data available to government, it will be found that the recommendations set out are valid and should be duly adopted.

Main objectives in writing this paper:
To effect changes, so that the housing market avoids amplified booms and busts occurring in sync. with the wider economy.
To significantly lessen the pain experienced by thousands of people caught in extreme price swings, as has occurred in the recent past.

Basic hypotheses:
Money is actually a measure for any given amount of work. Work, and money are therefore basically interchangeable assets.
The amount of money in circulation at any one time depends upon the amount of effective work being carried out.
This means however that houses are in fact worth, only the amount that people can currently afford to buy them for, with earned (or alternatively earned and borrowed) money.
House prices therefore, are not determined simply by the supply of houses. They are more fundamentally determined by demand combined with the ability to pay, instead of by supply alone.

FIRST TENET Loan-to-Value ratio:
It is a mistake to divorce loan sizes from house values, because increased loan sizes actually MANUFACTURE higher house prices.
Unless there is a safety cushion of at least 25% of net equity (beyond which no loans are advanced), loans start materially affecting the prices of the very houses they are helping people to own.

SECOND TENET Loan-to-Income ratio:
The relationship between increasing/decreasing earnings and house prices:
When the earnings of individuals increase, house prices also increase by a multiplier of (currently) about 5X the increased earnings (this is the Loan-to-Income effect on house prices).
If average earnings plateau, house prices should stop increasing but should also still hold their value.
If average earnings decrease, then house prices should fall in sympathy, again in step with the above Loan-to-Income ratio.
E.G. if the workforce were to accept a reduction in pay and/or equally significantly; if the adopted ‘Loan-to-Income’ ratios themselves were to start being reduced, prices must fall in step with the resulting reduction in purchasing ability.

However, as people’s average earnings were not (in general) decreasing last year; this itself could not have been responsible for causing the recent house price falls.

What else could have affected house prices?
If unemployment should start to increase, this would affect local demand for, and hence the price of property.
This is a possible factor, but again this was not evident in Late 2007, when house prices started to fall quickly.

By deduction, the factors responsible for the recent falls in house prices are: -
Loan-to-Value ratios:
One of the most important reasons why house values are currently decreasing, is that average prices have resulted from unsafe Loan-to-Value ratios.
Demand was forced up by an over stretching of safe lending policies by banks and building societies.
However, when sufficient numbers of people became aware of this, they stopped buying; causing a drying up of demand and hence a sudden fall in house prices.

Additionally, whenever lenders simultaneously tighten up their lending criteria, either in the area of Loan-to-Value or Loan-to-Income ratios, this causes a further acceleration in the falls in house prices.

A significant thing to note about such price falls though, is that currently they are still falling back towards ‘reality’.

Estate agents have historically always exaggerated existing demand, in an effort to increase the house prices obtained for their clients, also on account of the percentage commission they’ll earn for themselves.
This is an extremely important aspect of the current situation.
This is BAD for the market and eventually causes painful corrections, because when people suddenly realize that the prices recently being achieved are too high (in relation to earnings) they just stop wanting to buy.  This then has a downward spiraling affect on demand for property in all locations, which further lowers house prices forming a powerful negative feedback loop.

Valuers, it should perhaps be explained, simply monitor and follow these trends using recent comparison transactions and the known current circumstances which surround them.
House valuations have relevance as they are actual calculations (arithmetic and paper) and can provide realistic benchmarks.
A good valuer is like a detective in that s/he needs to find out, in detail, what has been going on recently.

Our recommendations:
By analysis we have discovered 3 equally powerful tools for kick starting the UK housing market.
All of them are available to be put into use with immediately effect.

1. All lenders (banks and building societies alike) should set (or if not have set for them) a rigid Loan-to-Value ratio for all house purchases and valuers must know what that is.

That ratio should be set to ensure a minimum of 25% net cash equity value in a property when any mortgage loan is advanced. This is fundamentally important for the overall stability of property prices, therefore valuers must be told the sizes of the loans being offered in each case, so that they can monitor the Loan-to-Value ratio.

2. Anyone in the house-marketing sector who issues a house valuation should be a trained and accredited valuer. They should provide reasoned valuations and issue them in the form of a valuation certificate, also stating who the clients commissioning the valuations were as well as the purpose of the valuation. This means estate agents need to become more like valuers and stop charging percentages. They would also need to re-train to learn genuine valuation techniques.
A valuation should include a check on the Loan-to-Value ratios of any comparable evidence used, as part of the valuation process.
Valuers must therefore have privileged access to such information in respect of all transactions.

3. Differing Loan-to-Income ratios also need to be checked and compensated for in the valuer’s calculations because of the high gearing ratio between disposable wealth and the current level of house prices. A maximum Loan-to-Income ratio e.g. 3X the applicant’s joint net income, should be set nationally to ensure excessive borrowing does not skew prices. Therefore valuers should be fully informed by the lender about the applicant’s current income, so that they can monitor Loan-to-Income ratios, when comparing different transactions to arrive at the open market valuation of a house.

The reasons why no-one has so far flagged what is clearly a fundamental failure in the workings of the housing market are as follows: -
Primarily, the current estate agents’ business model shows that estate agents have no interest whatsoever in proper self-regulation when it comes to determining current house values.

This is very similar to the situation where the major banks’ lending policies have recently been found to be inadequately self-regulated.
Better valuation techniques are clearly required within the property sector.

Estate agents currently have no interest in holding to current (or provable) market values (in the short term).
Ditto mortgage brokers.
Ditto vendors:
Ditto buyers:
Ditto the stance of the press even:
In fact, at present, no-one at all appears to have any interest in regulating any of the fundamentals which actually work against the true market!
Instead everyone involved at any one time in housing market issues, wants price increases to help stimulate growth in sales (and in ‘notional’ savings, by way of increasing property prices).

Even government could be tempted to use the short-term advantages of not regulating the housing market, if it wanted house-price inflation to give a boost to the economy (instead of adopting better long-term strategies like e.g. increased manufacturing and trade).

However, the problem with continuing with such a ‘laissez-faire’ attitude is that we will continue to experience escalating and unsustainable house prices, resulting in more booms, followed by busts – just as we have seen in approx. 10 year cycles over the past 50 years or so.
This will result in increasingly dire “boom and bust” scenarios, bringing the average house owner ever-greater pain in terms of increased mortgage payments, together with periods of negative equity at the end of each boom.

Let’s hope that in these current difficulties, the powers-that-be don’t try to artificially re-establish recent, but unsustainable, demand and price-levels, because true market prices would first need to be properly established. In other words, last year’s prices are just that: Last year’s prices. Estate agents please take careful note.

The alternative we propose, is to first stabilize ‘the price graph’ at true current open market values. Then, steady increases in house values over time may become justifiable. This would help to keep householders’ budgets in balance; even when they face challenging external economic situations like the ones currently starting to present themselves.

This reasoning suggests that if we had done this during the last 10 years, the housing market would not have become frozen in the way that it now is and, house prices would have been more affordable than they now are.
In effect the market would not have had to go through such a painful or traumatic correction, as it must now go through.

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Is “agile Itil” An Oxymoron? (Http://bit.ly/a4Xyit)

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Is “agile Itil” An Oxymoron? (Http://bit.ly/a4Xyit)

Agile ITIL? For many, that sounds utterly oxymoronic—like “jumbo shrimp” or “unbiased opinion.” Agile: Lean, automated, adaptive. ITIL: Lumbering, bureaucratic and rigid. These are mutually contradictory, nonsensically combined concepts. More oil and water than peanut butter and chocolate. Right? ITIL is about control, compliance and predictability. It’s about uptime and stability. Agile? It’s about speed and change—the mortal enemies of uptime and stability. So, what happens when Agile meets ITIL? Today, worlds collide. Part of the issue is rooted in the divergent cultures and motivations of dev and ops: • Dev: freewheeling, ideological, collaborative, self-organizing, and organic • Ops: policy-driven, command-and-control, focused on uptime and compliance When dev meets ops—when Agile meets ITIL—the velocity gains in application development are lost, caught in the purgatory of long, cumbersome release cycles. Worse still is change. For IT, change portends nothing but punctuated pain and a passel of unintended consequences. Change is empowering for dev and dispiriting for IT. According to Israel Gat, who, together with Michael Cote, blog as The Agile Executive: 1. The business needs to respond to change quicker than ever. 2. Various traditional IT management methods tend to discourage change and slow it down. 3. Competent Agile dev/test teams are now able to respond much quicker to the changes required by the business. The time gained in dev/test, however, could be completely wasted if IT Service Management fails to become (more) agile. And there’s the key: When IT puts on the breaks, velocity gains—responsiveness, agility—are nothing but false hopes and empty promises. Agile becomes fragile. Agility becomes atrophy. Gat proposes what he calls Agile Business Service Management—extending agility to IT. In fact, Dr. Gat participated in an rPath webinar last year on this very topic—back when it was, if not radical, certainly something ahead of mainstream thinking. Today, it’s the catalyst behind one of the frothier topics on Twitter: #DevOps. The reality is ITIL is poised to get lean—to become agile. Lumbering, bureaucratic and rigid are out of step with today’s high-velocity and low-overhead needs. Compounding scale, accelerating change and the need for speed have conspired with lean mandates and elusive budgets to put traditional IT practices on notice. In support of this are movements like DevOps and manifestos like Visible Ops, which draws out the best principles of ITIL and presents them as specific, pragmatic steps toward the goal of high performance IT. At the same time, there’s something of a renaissance underway in IT automation software. This has further stoked the fire, helping advance these movements beyond concept and ideology and making ITIL agility achievable. This is the topic we’ll cover in a webinar on Thursday, April 15th featuring two of the principal voices at the intersection of DevOps and Visible Ops: Damon Edwards, president of DTO Solutions and editor of Dev2ops.org; and Kevin Behr, co-author of The Visible Ops Handbook, which has fast become the bible for the thoughtful and progressive practice of IT. Be sure to register for the webinar and join us on Thursday, April 15th. So, is Agile ITIL an oxymoron? Perhaps. But that’s sure to change—it has to change. Soon, these words in combination will sound perfectly natural. But that’s just my unbiased opinion.

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Drupal Services- an Overview

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Drupal Services- an Overview

The internet is certainly one of the most phenomenal inventions of our times. It has changed the pace of the human life. Everyone is going gaga over this technology that is continually upgrading itself into a better tool. In the recent years, Drupal has emerged as exceptionally brilliant system that has changed the face of technology in the modern times. It is an open source content management system framework which is written in PHP. And for all those who are not acquainted with PHP, it is a language that comes without any licensing free. PHP is used by the software professionals all across the world. Given the fact that drupal is an open source software that can be easily used by the technical programmers, it is also be modified in accordance to the specific programming requirement. This has made drupal application development much popular than the other similar softwares.

Did you know that all of the social media networking websites (facebook, twitter, myspace, orkut), blogs, and discussion forums are made possible by drupal. It should get the credit of changing the cyberworld into a highly interactive platform and bringing the world closer to each other. This all has been made possible by the drupal experts who are technically brilliant in modifying this software and developing the new avatar of internet as a highly interactive medium of communication. The professional engineers who specialise in the drupal web development are quite into demand these days. Since it’s a highly specialised kind of software, it is suggested that you should opt for the most qualified service provider who has a relevant experience in developing drupal software. You can go for a total package of drupal development as it will be easier as well as cost effective option than hiring individual services for each task.

There are many agencies that deal with drupal services and are eager to assist you in your specific project requirement. An expert provider will be able to understand the specific requirement of your business and help you design a website which is effective, interactive and user friendly. With drupal, you will surely be able to get an edge over other competitors.

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Never make these Social media marketing Mistakes

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Never make these Social media marketing Mistakes

Social media marketing is an effective promotional tool, used by the whole world to reach respective target markets. It is considered to be the influential, powerful, efficient and cost effective forum to enlarge businesses in a global way. Millions of business persons are utilizing social media networks i.e. Facebook, Twitter, MySpace, Bebo etc and maximizing the revenue. But as the platforms are free to work upon, everyone is there, I mean everyone. So if there is so much clutter of businesses, how will you distinguish your brand amongst them? If there are thousands companies of same nature, how will you make your brand stand out in the odd lot?

Above questions can kill you if you don’t know the answers, and will make your social media marketing campaign way successful if you know your brand thoroughly. You will have to keep your brand on slightly different place, and how will you make it different, it’s your entire task to do. Tough task I know but I can help you with what you must not do to make it less insignificant.

Social media marketing can enhance your brand’s image but for that you need to make it valuable and unique. If you don’t understand what can piss your customers off, your social media marketing won’t take you to zero level but to negative. Let’s discover what are those social media marketing mistakes you must not make.

Don’t Show stereotype attitude, DON’T!
There are people who merge personal beliefs and business together; it is alright if it doesn’t harm anyone. But for God sake, never ever try to be judgmental about people of particular company, region, race and gender etc. You must not say publicly that you dislike something or hate it. You can be vocal about what you like the most, but if your opponent is being discussed by you so harshly, it will bring a lot of negativity in your pot too.

So better consider the good parts first, and once you are credible enough to make opinions, go ahead.

Professionalism is not equivalent ant to rudeness. DUH!

Social media marketing is all about having healthier relationships and positive bonding of brand and customers. Gone were the days when bosses were bossy, they are way friendlier now. Similarly, do not consider rudeness as professionalism, things have been changed. More you are courteous with your people, more you will earn prosperity.

To know more about social media marketing mistakes you must not make, buzz me at
www.inkatechnology.co.uk

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The 5 Most Unproductive Companies on TV

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The 5 Most Unproductive Companies on TV

Think about your favorite TV shows that have fictional workplaces – how does any work ever get done at these companies? Realistically, how are these businesses even functioning with all the shenanigans that occur on a regular basis? I’d like to list the Top 5 most unproductive fictional TV companies of all time, as well as some suggestions for restructuring the companies.

Planet Express from “Futurama” – Planet Express is constantly facing threat of extinction from the leader in interplanetary package delivery – ‘Moms Friendly Delivery Company.’ Planet Express needs to create a niche by differentiating their services from their giant competitor. Perhaps they could concentrate their delivery route to specific planets, form a partnership with Zapf Brannagan or only specialize in transporting certain goods. In addition, CEO Farnsworth’s disregard for safety and minimum wage laws need to be brought to intergalactic standards before the company is brought under more scrutiny.

Barney Stinson’s Company from “How I Met Your Mother” – No one really knows what Barney Stinson’s company, Altracell, does. Some clues point to the company dealing with oil rigging, logging, automatic small arms production, tobacco manufacturing and producing the yellow fuzzy stuff on tennis balls.

Branding seems to be a big problem with the company. It first might be helpful for Altracell to improve and simplify their branding, as the average consumer or business customer might be confused as to their sell. Second, the company should jump on the Social Media bandwagon before its too late (BP anyone?). Creating a Twitter and Facebook account would be a good start to take control of their online PR.

The Nuclear Power Plant from “the Simpsons” - Mr. Burns’ nuclear power plant is a classic example of an unproductive work atmosphere. Homer is often caught eating donuts on the job, Larry and Carl constantly bicker, and Mr. Smithers’ is pretty much a glorified secretary.

Don’t they actually need some engineers and scientists to run a nuclear power plant? I’d suggest hiring Professor Frink first, and also considering repositioning Homer to a less technical position where he could use his social skills (human resources?)

Dunder Mifflin from “The Office” - Although the Scranton branch of Dunder Mifflin ends up being one of the sole surviving offices in the corporation’s downsizing, there are quite a few things they could do to improve productivity.

One would be to improve their website as a whole, in particular their Careers Page. The page is quite basic and would not serve to attract the top talent in the country. Dunder Mifflin could make use of an Applicant Tracking solution to manage their hires, while also providing the functionality to create their own careers pages.

Sterling Cooper Draper Pryce from “Mad Men” - So you’re thinking: “Wait a second, Don Draper is super productive. What gives?” Well, as much as Draper and crew seem to get stuff done, they could still make some organizational changes that would lead to better productivity.

First of all, as much as those guys like to drink during the work day, they probably would be better off leaving the drinking to client lunches and dinners. Not only would Draper spend less time sleeping on his office couch, there probably would be less drama in the office overall minus the whiskey.

Another thing that went out the window after the 60s were personal secretaries. Cost-wise, it doesn’t make sense for every person with an office to have their own personal secretary, especially if much of what those girls are doing isn’t even work related.

Got any more fictional companies that are extremely unproductive?  Suggestions for improvement?

Conscious E-Marketing for Women Social Entrepreneurs — Part 2

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Conscious E-Marketing for Women Social Entrepreneurs — Part 2

6. Build a list of prospects and people who appreciate and trust you – this list of members of your tribe, with names and e-mail addresses, will represent the most valuable asset of your business. You will be able to promote proprietary products and services, as well as affiliate links to products owned by others that align with your message and mission. It is critical that you continuously nurture your list with valuable content, making the difference in their lives without charging them. They will appreciate you and will be prepared to reciprocate by purchasing products and services you recommend.

7. Reach for the greatest impact – social entrepreneurs are on a mission to transform the world, delivering a message through their products and services. We are being called to leverage the power of technology to reach the greatest possible number of people with our solutions to their problems. This is why as socially responsible business owners, we have no choice but to embrace technological advances, appreciating what is now possible because of social media tools such as Twitter, YouTube, and Facebook, and new platforms such as Skype, iPhones, mobile phone applications, teleconferencing, and online webinars.

8. Know and care for your customers – most entrepreneurs do not fully understand the problems and needs of their clients and prospects. A conscious e-marketer will invite prospects and clients to participate in surveys that will reveal exactly what they need and want. Your list can then be segmented wisely, and products and services can be tailored to the needs and wants of that specific segment of your list. We recommend www.mysurveyexpert.com as a great resource for your surveys.

9. Attraction Marketing – when you are clear about your message and become an authority who people respect, you will attract those who are seeking your message. You will become a magnetic force and ideal clients will find and appreciate you.

10. Become an authority in whatever your passion, vision, and mission may be. Commit to learning about yourself and about your products and services. Take courses, read books, review websites, attend live meetings, join communities, forums, and groups of like-minded persons. In conclusion, you are your greatest asset, and thus you need to grow and learn every day. The more you know about yourself and your business, the more profitable your business will become and the greater the social impact you will make in the world.

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Companies Up Their Game for 2010

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Companies Up Their Game for 2010

<a title=”Learn More About Customer Acquisition At Zoot! rel=”nofollow” onclick=”javascript:_gaq.push(['_trackPageview', '/outgoing/article_exit_link']);” href=http://www.zootweb.com/additional_information/customer_acquisition.html>customer acquisition</a> and retention are very important to any type of business. Whether you are an <a title=”Learn More About An Application Service Provider At Zoot! rel=”nofollow” onclick=”javascript:_gaq.push(['_trackPageview', '/outgoing/article_exit_link']);” href=http://www.zootweb.com/additional_information/application_service_provider.html>application service provider</a> or a bank providing small business lending, every single business in this entire economy will need to consider a strategy for 2010.
Many people argue over the importance of focusing on getting new customers versus retaining the current ones. Both are important. However, depending on the type of business, it may be essential to create a business strategy that focuses more heavily on one area.

There are many ways that companies can go about keeping and maintaining customers. Some companies are looking at their digital or online approach. What kinds of virtual things are they involved in, where are they spending their digital money and how can they increase awareness of their brand or their company through the web. Some strategies focus around search engine optimization or search engine advertising, others focus on digital web or simply having an up-to-date and well organized website for customers to find.

However, along with a simple web presence, companies are increasing the virtual communities they join and are utilizing. People are using social networking like never before. Websites like Twitter or Facebook are popular and can be strongly used to influence people. You need to go where the people are located. And, the people are located online.

Along with an increased web presence and showing up in more virtual communities, companies are also taking more time with leadership training. By focusing on and establishing good leaders in the company a better and more productive atmosphere can be established. Teams need to be motivated in order to get their work done and good leaders can get their teams to do just that. With the weight of the economy and the difficulty in getting new customers and retaining old ones, it is so important to establish a company that is 100% committed to their mission and to the customer service they bring to their clients.

It is very easy for companies to fall into despair these days. Challenges are fierce and making money is more difficult than ever. However, there are strategies and hope that can be brought to companies so that they can weather the storm. Invest in your employees. Make sure they know that they hard work is appreciated. And, yes, even though they may not be making the same budgets that they were one year ago, they are still an asset to the organization. Strong, well-trained and caring leaders can communicate to their employees their importance along with the incentives and motivation it will take to create a strong, focused and consistent program or business.

Let’s face it; businesses will need to up their game in 2010. Whether it means focusing on a higher level of customer service, paying attention to the digital footprint they have and want or an increased presence in virtual communities, companies are going to need to get serious about their strategy. Take a moment to take inventory of your company and make sure that you are going to have a successful start to the new year. It can be done. And, even if it is more difficult than before, make sure you set yourself up for the most success possible.

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The Importance Of A Good Recruitment Website Design

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The Importance Of A Good Recruitment Website Design

The Internet these days is no longer just a marketing tool.  It has now become an essential medium of communication between employers and jobseekers.  Having a website can no longer be ignored by recruitment agencies and recruitment consultants, thus a shift to the use of the web to build business is essential. A well-developed recruitment website can become a very powerful recruitment tool.  Keep in mind that aside from reflecting your business, your goal in creating a recruitment website is to attract candidates to send-in their applications in a hassle-free, user-friendly manner.

It is very important to have a good recruitment website design because it is through your recruitment website design that you are imparting the character of your business.  Your choice of design and website functionality will reflect the “personality” of the company so it is always best to go for simplicity and efficiency.

A good recruitment website design will ensure efficiency and ease in administrative procedures for your organization in current and future recruitments.

There are a few distinct characteristics that a website should have.

Its own identity: a distinct and memorable look.  Branding is important so that candidates remember the site.  Just remember that simplicity and professionalism are still keys to help carry a certain degree of credibility and trust which your candidates will be looking for.

Accessibility to all.  Ensure accessibility of your website to as many people as possible.  In addition, be sure to instruct your web designer to comply with the disability discrimination legislation, which enables visually impaired visitors to view the site without difficulty.

User-friendliness.  Candidates should be able to apply for the desired vacancies effortlessly.  A candidate automatically becomes a captured audience once he/she is on your site, so seize the moment.  Definitions, instructions and options should clearly be communicated in your website.  Your “call to action” must be prominent to encourage immediate registration or application.  Otherwise, your efforts will be in vain.  Try to avoid requesting your candidates to download forms or directing them to another site to accomplish registration or application forms.

Email alerts.  Your candidates will appreciate email alerts to notify them when a new job that meets their job search criteria is added to your website.

There are many ways to beef-up your recruitment web design.  At the end of the day, what you need to look out for is its relevance, functionality, updated content and positive candidate experience. There is a way that you can make a recruitment web design that is right for your business and that is to make it your way.

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The new version of GanttChart for IBM Rational ClearQuest is available

admin    Twitter Applications     Available, ClearQuest., GanttChart, Rational, Version

The new version of GanttChart for IBM Rational ClearQuest is available

CM-Consult Company presents new version of the product for project management for IBM Rational ClearQuest.

GanttChart for ClearQuest 1.3 is a plug-in for IBM Rational ClearQuest 7.1 or later version. This plug-in is of interest for everybody who uses IBM Rational ClearQuest and who lacks for project management functionality. The module does not substitute the existing project management tools. It just adds operational slices into IBM Rational. For most users, the functions provided by the plug-in are enough for planning and operation management (see more info).

New features in version 1.3:

1. Ability to demonstrate a workload diagram to the owners basing on the selected diagram or general workload by projects:

* Building the owners workload diagram on basis of the Gantt chart built earlier or data from ClearQuest
* Representing the owners workload diagram in two views: In task view with ability to perform planning; In bar chart vie
* Building the workload diagram by owners
* Distributing change requests into basic (for example, tasks that have planned dates and workload), and auxiliary (for example, defects and enhancement requests that do not have planned dates and workload) by workload
* Splitting the workload diagram into sections by owners
* Automatically synchronizing changes in the Gantt chart and the workload diagram to improve the effectiveness of planning
2. Support of “family” record types in queries.
3. Ability to export plans into MS Project or XML format. The following fields are being exported: ID, Headline, plan date, actual date, owner, hierarchy of tasks, relations between tasks.
4. Improved graphic user interface.
5. Improved performance of the application when working with large plans with deep hierarchy of tasks.
6. Reduced time of building the state diagram of change requests.
7. On our website, you can download the 15-day fully functional trial version.

Testimonials:

…The major advantage of the GanttChart tool is the ability to graphically represent states of activities. When you have a large number of activities it is difficult to visually represent and estimate them using the grid view only. In such case, a chart is very useful…
IT Executive Manager, Banco do Nordeste do Brazil, Federal Bank of Brazil

…This is a usefull and successful solution allowing to simplify a
life to ClearQuest users who got used to work with Gantt charts…
Rational Technical Specialist, IBM EE/A, SWG Department

…I recommend this tool as a rapid-planning extension
to all teams, which use ClearQuest…
Lead analyst, SCM Specialist, TatNeft (Oil company)

…It allows executing almost every PM’s task within IBM Rational
ClearQuest in a new and agile way…
Former Rational sales specialist, IBM (2005-2007)

Free, fully-functional and unrestricted edition available for download. People who download this free edition are entitled to 15 days of free technical support as well.

About CM-Consult:
It was founded in 2004. The main business is consulting in project management area, implementation and support IBM Rational tools and technologies as well as methodic (RUP). Distribution, setup and customization, support of IBM Rational software and Microsoft tools.

«CM-Consult» is in TOP-5 of the Russian consulting companies implementing IBM Rational.
Our team conducted over 25 successful projects of IBM Rational technologies implementation, we trained over 700 specialists.
«CM-Consult» is a business partner of IBM for all these years and has a status Premier IBM Partner as well as Value Advantage Plus (V.A.P.).

The base of the team is the certified professionals and experts whose experience and deep knowledge are beyond doubts.
The clients of «CM-Consult» are the biggest international companies: HUK-COBURG (Germany), Banco do Nordeste (Brazil), United Aviation Group (Russia), Tatneft (Tatarstan oil, Russia), VTB bank (state external trade bank, Russia), Irkut avia plant (Russia), Russian Aluminum and many others.

About “Rational-Tools project”:
The project starts at 2008 for international promoting the solutions and services of CM-Consult which are worked through the real projects of the company. Rational-Tools is the set of the unique solutions and software which extends and complements the capabilities of IBM Rational tools and it has no analogues in the world. Some of these products are registered in IBM as Value Advantage Plus (V.A.P.) solutions (Project Tracker and UML2ClearQuest), that confirms their high quality and relevance for the broad spectrum of customers.

http://rational-tools.info
https://twitter.com/rrationaltools

Source:
http://www.1888pressrelease.com/clearquest/ganttchart/the-new-version-of-ganttchart-for-ibm-rational-clearquest-is-pr-209979.html

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Free iPad Games and App

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Free iPad Games and App

Apple released its iPad on April 3, and of course, its store now sells applications for iPad. As expected some of the apps have been priced exorbitantly high due to lack of competition. But then, there are some amazing free iPad apps too and we have collated them together to make your life easy and download these best apps when you actually get your iPad.

Free iPad Apps and Games

1. ABC Player

One of the first TV apps in the store with a slick interface for the ABC video content you can already stream on their website. Watch the popular TV shows like Lost, Grey’s Anatomy, Modern Family, Desperate Housewives and others on your iPad for free!

2. Netflix

Get Netflix on your iPad and stream your favorite movies and shows over wi-fi. Ofcourse you would need a netflix account which would cost you per month.

3. NBA Game Time Courtside

A super cool basketball app with full interactive dashboard for every game you watch. In addition to live scores, stats and plays, it provides real-time player and team performance information.

4. Shazam for iPad

Create, browse and share your tag list in a new and unique way with iPad. Shazam for iPad provides unlimited tagging and innovative features.

5. Yahoo Entertainment

An interactive TV listings guide/entertainment news/video hub, which pulls from Yahoo’s network of sites. Very slick and neatly designed.

6. AP News

AP news app tries to keep you updated with the latest news across the globe, contains video, text as well as image content. A very unorthodox design, makes this app look different yet good.

7. iBooks

Possibly the app which defines iPad. iBooks is an amazing way to download and read books – both free and paid. Browse the library on a neat looking bookshelf, tap a book to open it, read through the pages with a swipe and bookmark favorite passages.

8. TweetDeck – An award winning twitter client which looks much like its iPhone counterpart.

9. StumbleUpon – A simple, easy to use app for StumbleUpon lovers. Discover and share your favorite links.

10. WSJ – The Wall Street Journal’s free version app is pretty slick but lacks extra features which comes in paid version of the app.

11. USA Today – USA Today makes up the list of 3 top newspapers releasing their iPad apps on day 1 itself.

12. NYT Editor’s Choice – We saw how New York Times’ website looks like during the iPad launch demo. But now, the dedicated app for iPad is out.

13. eBay for iPad – eBay for iPad features a brand new simple interface optimized specifically for iPad

14. Wikipanion – An easy to use wikipedia companion. Accessing Wikipedia was never so easy and fun before.

15. Accuweather – A classic weather application for iPad. Get detailed current conditions, a 15-day forecast and hourly weather details.

More apps will be updated in coming days.

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